Episode 5: Protecting your business: Key Man Insurance

In this Behind the Building episode, Emilee Collins, CCIM sits down with Kelly Davis to explore the role of risk management, insurance strategy, and long-term planning in protecting commercial real estate investments. Kelly brings a practical, advisory-driven perspective to the conversation, helping business owners and property investors understand how insurance decisions intersect with financial planning, operational stability, and growth. Drawing from years of experience working closely with clients, Kelly shares insight on common coverage gaps, how to think beyond minimum requirements, and why proactive planning matters long before a claim ever occurs. Kelly Davis Quote Guest: Kelly Davis — Insurance Advisor
  • Specializes in commercial and business insurance strategy
  • Advises owners on aligning coverage with operational risk
  • Focuses on long-term protection and proactive planning
What you’ll learn:
  • How insurance decisions impact long-term business stability
  • Common coverage gaps commercial owners overlook
  • Why minimum coverage often isn’t enough
  • How proactive planning reduces risk before problems arise
Key takeaways:
  • Risk management is a strategic business decision
  • Insurance should evolve as your business grows
  • Clear communication prevents costly surprises

Guest Links


Herring & Bickers Insurance Agency
Herring & Bickers Insurance Agency on Facebook

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I want to be your go-to resource for all things commercial real estate. Whether you’re questioning your property’s value, evaluating an investment, planning improvements, or trying to understand your next move, I will work with you to ensure you have the insights and tools to be in the driver’s seat to make the best financial decisions.

Episode 18 | Networking, Education, and Technology through CCIM with James Milner, CCIM

In this installment of our Behind the Building mini-series, we head to the High Country to sit down with a true titan of the Western North Carolina market: James Milner, CCIM.

As the President and Owner of Appalachian Commercial Real Estate, LLC, James has been a cornerstone of the region’s commercial landscape since 2008. His firm isn’t just about transactions; it’s a full-service powerhouse providing everything from high-stakes brokerage and leasing to specialized consulting and appraisal services. Whether he’s working with a first-time local investor or a national franchise, James brings a level of technical precision that has become his professional trademark.

Episode 17 | Inside the CCIM Designation with PJ Doherty

In this Behind the Building episode, Emilee Collins, CCIM sits down with Marcus Thomas, AIA, NCARB, President and CEO of KEi Architects, to explore the intersection of visionary design and community impact. As the leader of a prominent minority-owned architecture firm serving the Southeast, Marcus brings a unique perspective on how thoughtful design drives long-term institutional goals and equitable growth.

Episode 16 | Cost Segregation Explained with Kevin Giles

In this episode, Emilee Collins, CCIM sits down with Kevin Giles, Director at Giles Flythe Engineers, to pull back the curtain on the technical and financial lifecycles of commercial real estate. Since 2010, Kevin has been a pivotal partner for investors and developers, providing the critical due diligence and tax optimization strategies that turn a “good deal” into a high-performing asset.